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    The Latest Statistics, Mortgage Rates and Changes to the Speculation Tax
    • Feb 12, 2019
    • 3 min

    The Latest Statistics, Mortgage Rates and Changes to the Speculation Tax

    JANUARY REAL ESTATE STATISTICS Below is a summary for Metro Vancouver. You can find the statistics for specific property types in specific areas by going here (neighbourhoods in West Vancouver, North Vancouver, East Vancouver and Vancouver West are covered. Alternatively, feel free to get in touch with me and I'll be happy to provide the statistics for the area you are interested in. February has started off busy and January saw the number of listings increase across all hous
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    A Decreased Property Assessment Doesn't Necessarily Mean You Pay Less in Tax.
    • Feb 1, 2019
    • 1 min

    A Decreased Property Assessment Doesn't Necessarily Mean You Pay Less in Tax.

    This is actually an old post that I'm re-sharing here. Many of my clients have has their assessed values decrease slightly this January for the first time in a several years. They've been wondering if this means that they will be paying less in property tax. However, a decrease or increase in assessed value doesn't directly correspond with how much tax you will later pay. What your property tax bill DOES depend on is is how much your property assessment increased or decreased
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    "The most ground-shaking mortgage rule change of all time"
    • Oct 19, 2017
    • 2 min

    "The most ground-shaking mortgage rule change of all time"

    New government regulations will require homebuyers to qualify for their insured OR uninsured mortgages at a higher-than-posted rate. This is
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    Vancouver Home Prices Continue to Rise
    • May 9, 2017
    • 1 min

    Vancouver Home Prices Continue to Rise

    “Until more entry level, or ‘missing middle’, homes are available for sale in our market, we’ll likely continue to see prices increase,” say
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    Making down payments just got easier for 1st time buyers
    • Dec 16, 2016
    • 2 min

    Making down payments just got easier for 1st time buyers

    First time home buyers trying to get into the market have a new option for making their downpayment. As of January 16, 2017, BC residents can apply for an interest and payment-free loan of up to $37,500 courtesy of the new ‘B.C. Home Owner Mortgage and Equity (HOME) Partnership’ program. Loans dolled out though the program won’t require payments for five years, after which time home owners can either pay out the loan in one go, or enter into monthly payments at current intere
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    NEW MORTGAGE REGULATIONS
    • Oct 3, 2016
    • 1 min

    NEW MORTGAGE REGULATIONS

    As of October 17th, many Canadians won't be able to qualify for the mortgage they would be able to get today. Buyers looking to purchase properties under $1 million with less than 20% downpayment will now have to qualify at a much higher mortgage rate than many Vancouver home owners have become accustomed to - regardless of what mortgage rate the lender actually offers them. Specifically: "all insured homebuyers must qualify for mortgage insurance at an interest rate the grea
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    Marie O'Connor - West Vancouver Realtor

    MARIE@MARIEOCONNOR.CA

    778-321-0091

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    2397 MARINE DRIVE

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     BC, V7R 2N5

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