As of October 17th, many Canadians won't be able to qualify for the mortgage they would be able to get today. Buyers looking to purchase properties under $1 million with less than 20% downpayment will now have to qualify at a much higher mortgage rate than many Vancouver home owners have become accustomed to - regardless of what mortgage rate the lender actually offers them. Specifically: "all insured homebuyers must qualify for mortgage insurance at an interest rate the grea